People with this much salary will easily buy the new Tata Punch, understand the calculation of down payment and EMI in minutes.

People with this much salary will easily buy the new Tata Punch, understand the calculation of down payment and EMI in minutes.

2026 Tata Punch has made a spectacular entry in the Indian market. The company has made this popular SUV more advanced than before and has launched it at a starting ex-showroom price of only Rs 5.59 lakh. With its launch, the new Punch has become the first SUV in the country to offer an automatic gearbox with CNG.

If you are planning to buy the new Tata Punch and are facing budget problems, rest assured. In this article we will know about the On Road Price and EMI details of 2026 Tata Punch. You will also know about the features, specifications, engine and mileage of the vehicle.

2026 Tata Punch On Road Price & EMI

As told to you, the new Punch can be bought in the country's capital Delhi at a starting ex-showroom price of only ₹ 5,59,900. After this, road tax of ₹ 31,396 and insurance amount of ₹ 34,629 will have to be paid on the base variant of the new Punch. Additionally, additional fees of up to Rs 500 may also have to be paid. In this way the on-road price of the vehicle will reach Rs 6,26,425.

If you make a down payment of Rs 1 lakh for this on-road price, then you will have to take a car loan of the remaining Rs 5,26,425. Let us assume that you get this loan at an interest rate of 10 percent for 5 years. In such a situation, you will be able to repay this loan in 60 months with an EMI of Rs 11,185.

how much interest will go

After paying EMI for 5 consecutive years and down payment of Rs 1 lakh, you will pay a total interest of Rs 1,44,674 in 60 installments. In this way, after interest, the total price of your car will be Rs 6,71,099, which also includes the down payment of Rs 1 lakh.

Features and mileage details

The 2026 Tata Punch facelift has three engine options – 1.2L naturally aspirated petrol (88 PS, 115 Nm), 1.2L turbo petrol (iTurbo – 120 PS, 170 Nm, 6-speed MT) and CNG (73 PS, 103 Nm). Mileage is 18-20 kmpl in petrol, 18 kmpl in turbo and 26-27 km/kg (ARAI) in CNG

Talking about safety, it has 5-star Bharat NCAP rating, standard 6 airbags in all variants, ESP, TPMS, 360° camera, hill hold, blind spot monitor. Features include 10.25-inch touchscreen (wireless AA/CP), sunroof, cruise control, ventilated seats, ambient lighting and LED lights. Overall, this is a safe and feature-rich micro SUV.

Our advice: The On Road Price and EMI related details mentioned above are just an example. This figure may increase or decrease due to change of vehicle model, dealership, insurance company or RTO. Apart from this, getting car loan approved at low interest rate depends on your credit score and monthly earnings. If you earn 40-50 thousand per month, then you can consider buying it on EMI.

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