This car of Maruti is best for people buying their first car, know the price

This car of Maruti is best for people buying their first car, know the price

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This car of Maruti is best for people buying their first car, know the price

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Best Maruti Cars For First Time Buyer: Planning to buy your first car, but not sure which car will be the best? Keeping in mind the budget, mileage, safety and features, Maruti Suzuki's Celerio, Dzire, Fronx and Brezza are considered to be the strongest options. Which of these cars will prove to be the most value for money for you, know the complete comparison here from price to mileage and features.

Maruti Celerio CNG: Celerio CNG is a very practical and affordable option for first-time car buyers and budget-conscious customers. Its ex-showroom price in Delhi starts from ₹ 5,97,900. Talking about the design, this hatchback has been given a modern and sporty '3D Organic Sculpted' look. Due to its compact size, it becomes very easy to drive and park in congested urban roads and narrow streets.

In the interior of this car you get ample space, comfortable seats and boot space of 313 liters. In terms of features, it has important features like key-less entry and power adjustable ORVMs. For safety, it has been provided with safety features like pedestrian protection, rear defogger and ABS with EBD. Its 998 cc K10C engine generates about 56 horsepower on CNG, which is enough for city driving. Most importantly, this car gives an excellent mileage of around 34.43 km/kg.

Maruti Dzire: If you want to buy a premium and stylish sedan as your first car, then Maruti Dzire is the best option. Its ex-showroom price starts from ₹ 6,25,600. Its fresh new look, attractive LED headlamps and premium grille give it a great road presence on the road. Its three-box sedan design is very much liked by those people who are looking for a classic and stylish vehicle.

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The interior of Dezire comes with dual-tone finish, which gives a very luxurious and ventilated feel to the cabin. It has modern features like 9-inch SmartPlay Pro+ touchscreen, wireless charger, rear AC vents and 360-degree camera. In terms of safety, it is one of the safest cars in the country, which has received 5-star safety rating from Global and Bharat NCAP and it has 6 airbags and ESP as standard. Its new 1.2-litre Z-series engine gives an excellent mileage of 24.79 km/litre on petrol and 33.73 km/kg on CNG.

Maruti Fronx: Maruti Fronx is a perfect crossover for those who want a modern, sporty and SUV looking car in the first go. Ex-showroom price of Frontex starts at ₹ 6,84,900. This car is very spectacular in terms of design. Its coupe-like sloping roofline, large grille and ground clearance of 190mm give it a muscular and aggressive look, which attracts the youth a lot.

Inside you get to see a premium interior with dual-tone plum and black theme. The list of features includes heads-up display, cruise control, connected car tech and wireless Android Auto/Apple CarPlay. In terms of safety, it has been provided with 6 airbags, Electronic Stability Program (ESP) and hill-hold assist. The Bronx has the option of 1.2-litre naturally aspirated engine and 1.0-litre turbo-petrol engine. This car is capable of giving a mileage of approximately 21.79 km/liter on petrol and 28.51 km/kg in CNG variant.

Maruti Brezza: If your preference is a proper compact SUV with a strong, large and commanding seating position, then Maruti Brezza should be your first choice. Ex-showroom price of Brezza starts at ₹ 8,25,900. Its bold and geometric design, dual LED projector headlamps and large alloy wheels give it the powerful look of a real SUV. The dominance of this vehicle is clearly visible on the roads and its visibility is also amazing.

The interior of Brezza offers a lot of legroom and headroom, making it very comfortable for long trips. It has modern features like electric sunroof, 360-view camera, paddle shifters (in automatic) and fast-charging ports. For safety, 6 airbags and strong Heartect platform have been used in it. It has a big and powerful 1.5-litre advanced K-series engine which is quite refined. This SUV gives a tremendous mileage of about 19.89 km/liter on petrol and 25.51 km/kg on CNG mode.

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This variant of Tata Punch is full of all qualities! Bring it home for just ₹7.59 lakh

This variant of Tata Punch is full of all qualities! Bring it home for just ₹7.59 lakh

Tata Punch is one of the most popular cars in the micro-SUV segment in the Indian market. It has remained the best selling car of the country for the last several months. If you want to buy this SUV in the coming days, then it is very important to know which variant can be the best option for you. We have brought only details related to this for you. After all the research and expert opinion, we can say that the Adventure variant of Tata Punch offers value for money as per its price.

It is considered to be the best value-for-money option for buyers who want good features, strong safety and a balanced package for everyday driving. This variant offers both practicality and modern appeal without spending excessively on premium features. The company sells it at a starting ex-showroom price of only ₹ 7.59 lakh. If you have also planned to buy Tata Punch Adventure Variant, then know the details from its design to engine-mileage.

Design and interior

The adventure variant of Tata Punch gives a strong and adventurous look. The high ground clearance (193 mm), muscular body cladding, bold black grille and roof rails (in some variants) give it a small SUV feel. The 15-inch steel wheels come with wheel covers. It shows good road presence both in the city and on the highway. The overall design is functional and attractive.

Its cabin is of dual-tone black-grey theme. Practical layout, good space and flat rear floor make it comfortable for the family. Features like 8-inch touchscreen infotainment system, wireless Android Auto/Apple CarPlay, rear AC vents, air purifier and height adjustable driver seat are available. Material quality is good, although it feels like hard plastic in some places. Ample space for 5 people and 366 liters of boot space make it more practical.

Features and safety

The Adventure variant is feature-loaded. It has features like automatic climate control, 360° camera with blind view monitor, rain-sensing wipers, auto headlamps, push button start, cruise control (in some configurations), TPMS and wireless charging. Infotainment and driver display provide good experience. This variant is available with petrol MT/AMT, CNG and turbo options.

Safety is the biggest strength of Tata Punch. 5-star rating (adult and child) in India NCAP. Features like 6 airbags (driver, passenger, side and curtain), ESC, ABS with EBD, hill assist, ISOFIX, TPMS, 360° camera and 90° door opening are standard. This is one of the safest cars in the segment.

Engine and Mileage

It gets a 1.2 liter Revotron petrol engine (87 bhp @ 6000 rpm, 115 Nm torque), which comes mated to a 5-speed manual transmission. While it is sufficient for comfortable driving in the city, overtaking on the highway has to be done with planning. ARAI mileage is around 18-20 kmpl. In real world, one can get 14-16 kmpl in the city and 16-18 kmpl on the highway. CNG and turbo options are also available with this.

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Why is there a huge difference between ex-showroom and on-road prices? Know

Why is there a huge difference between ex-showroom and on-road prices? Know

Ex-Showroom vs On-Road Price: Everyone dreams of buying a new car, but when we go to the showroom, the mathematics of the budget changes completely. There is a huge difference between the price shown in the advertisement and the amount deducted from the pocket. The main reason for this difference is the difference between 'Ex-Showroom' and 'On-Road' price.

Actually, the ex-showroom price is the basic amount at which the company sells the car. This includes only factory cost, dealer profit and GST. But to drive the vehicle legally on the road, many mandatory taxes and charges have to be paid. This is the reason why there is a huge gap of 15% to 25% between the showroom price of a car or bike and the final bill, which often surprises the customers. Let us know where the middle money goes?

What is the difference between ex-showroom and on-road?

When you buy a new car, there are various government and non-government charges added on top of the base price. Let's understand where every penny of your bill goes:

1. Road Tax / RTO Fees

This is the largest part of this gap. State governments collect road tax on every new vehicle to fund road maintenance and infrastructure. This tax can range from 6% to 20% in different states depending on the price of the vehicle, engine capacity (cc) and type of fuel (petrol/diesel/electric). Apart from this, registration fees and number plate (HSRP) charges are also included in this.

2. Vehicle Insurance

It is legally mandatory to have insurance to drive on the road in India. Third party insurance has been made mandatory. According to government rules, it is necessary to take third-party insurance for 3 years for a new car and 5 years for a two-wheeler. Apart from this, people also take 1 year comprehensive insurance to cover the loss of their own vehicle. By combining these two, the insurance premium becomes a huge amount.

3. TCS – Tax Collected at Source

According to the rules of the Income Tax Department, if the ex-showroom price of a vehicle is more than Rs 10 lakh, then the government charges TCS of 1% on it. Although you can claim this later while filing your Income Tax Return (ITR), it increases the on-road price at the time of purchasing the vehicle.

4. Fastag & Green Cess

Fastag is mandatory for every new vehicle to pass through the toll plaza on the National Highway, for which around Rs 400 to 600 is charged. In many states, in the name of controlling environmental pollution, additional green cess is imposed especially on diesel vehicles.

Dealer's hidden charges

There are some expenses which are not necessary, but the dealers include them in the on-road price list. It is very important for customers to know:

  • Logistics or Handling Charges: Cost of bringing the vehicle from the yard to the showroom. The Supreme Court has declared it illegal, so you can demand its removal.
  • Accessories Kit: Dealers add things like car mat, seat cover, chrome garnish in advance. If you wish, you can refuse to take them.
  • Extended Warranty: Apart from the company's standard warranty, you can also get additional years of warranty removed, which is optional.

Work advice: Next time you go to buy a car, ask for an item-wise breakup of the on-road price from the dealer. You can also get the insurance done cheaply from any other company from outside, for which the dealer cannot force you. By being smart, you can save thousands of rupees in on-road prices.

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90% people do not know the real truth of zero down payment offer! Know before you get stuck

90% people do not know the real truth of zero down payment offer! Know before you get stuck

Be it the festive season or the end of the year, the offer of 'Zero Down Payment' shines the most in the advertisements of car dealers. Who wouldn't be attracted by the dream of taking home a gleaming new car without keeping a single rupee in your pocket? For middle class families this offer seems like a lottery.

But there is a simple rule of the financial world, nothing comes for free. What you think is a 'great opportunity' without having to spend money out of pocket may actually be a well-planned trap to drain your pockets in the long run. Signing this deal without knowing the bitter truth hidden behind the glamor of the advertisement can cost you a lot. Let us try to find out what is the real truth behind it?

everything is not what it seems!

When a dealer says that you do not have to make a down payment, it does not mean that the price of the car has been reduced. This simply means that the bank is giving you a loan of 100% of the on-road price of the car.

In a normal loan, you pay 15% to 20% of the cost of the car yourself and take the rest as a loan. But with zero down payment, your loan amount (principal amount) becomes very big. The larger the loan, the higher will be the total interest charged on it. That is, you will return more money to the bank in the form of interest in the next 5 to 7 years than the money you are saving in the beginning.

Hidden troubles: processing fees and hefty interest

There are many financial complications behind this tempting offer, which dealers often hide in the fine print –

High interest rates: Banks consider giving loan without down payment as 'high risk'. To compensate for this risk, they charge 1% to 3% more interest than normal auto loans. This difference may seem small, but on a loan of 5-7 years it becomes an additional burden of lakhs of rupees.

Huge processing fees: 'Zero down payment' schemes often have very high processing fees and documentation charges. Many times dealers add this money to your EMI itself, due to which you may not realize it immediately, but your pocket keeps getting cut.

Mandatory Accessories and Insurance: To avail this offer, dealers often impose a condition that you will have to buy insurance and expensive accessories from them only, which are much more expensive than the market price.

Shock of 'depreciation'

As soon as a new car leaves the showroom, its resale value directly reduces by 10% to 15%. If you have taken a 100% loan, then in the first 2-3 years the situation is that the market value of your car is less than the amount of loan you have to repay to the bank. In financial language it is called 'upside-down loan'. If the car meets with an accident during this period or you want to sell it, your entire bank loan will not be repaid with the amount of the insurance claim.

How to avoid this trouble?

If you really want to save money, then keep these things in mind-

  • Must make 20% down payment: This will reduce your loan amount and you will get the loan at a lower interest rate.
  • Talk to the bank yourself: Go straight to the banks and compare their regular car loan with the dealer's offer.
  • Understand Total Cost: Write down from the dealer how much money (principal + total interest + fees) you will pay till the loan expires.

Summary: ''Zero down payment' is just a marketing tool. Buy a car only when you are in a position to make a decent down payment, so that your new car becomes a joyous ride and not the mental stress of debt.

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