HDFC ERGO Car Insurance
HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.
Our Values To make our vision a reality, we are committed to sow the SEED of our values and nurture it daily. Our ethical approach & high levels of integrity enable us to 'continue the tradition of trust' we have inherited from our parent company HDFC Ltd. We ensure that it reflects in every task we perform, every decision we take. It helps us to work as a team towards creating and sustaining value for all our stakeholders, namely Customers, Business Partners, Re-insurers, Share-holders and most importantly, Employees..

hdfc ergo car insurance renewal

Cashless Network Garages Claim Process

  • Locate our network garages on or call our toll free no for details
  • Drive or have your vehicle towed to the nearest network garage.
  • All damages / losses will be surveyed and assessed by our surveyor.
  • Fill in the claim form and provide the related documents as mentioned in the form.
  • You will be updated through SMS/Emails on every stage of the claim.
  • Once the vehicle is ready, pay your share of the claim consisting of compulsory deductible, depreciation etc to the garage and drive off. The balance would be settled by us directly with the network garage
  • Receive the claims computation sheet with entire break up for your ready records.

         TATA AIG

Tata AIG General Insurance Company Limited is a joint venture company between the Tata Group and the American International Group (AIG). Tata AIG General Insurance Company Limited celebrates 21 years of service in 2021 since it began operations in India on January 22, 2001. The Company has grown strongly to emerge as the preferred private general insurance company in India with several pioneering firsts to its credit.

Driven by a mission to create a better tomorrow for customers by delivering trustworthy and innovative risk solutions, Tata AIG’s broad portfolio of protection covers is backed by years of professional expertise in product offerings, exceptional service capabilities, and seamless claims process management. The Company offers a wide range of general insurance covers for businesses and individuals, including a comprehensive range of general insurance products for Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty, etc.

Key Features of Car Insurance By TATA AIG

Benefits Of Tata AIG Car Insurance

Savings & Affordable Premiums- Save up to 75% on car insurance premiums by buying your policy online

Claim help- Our 650 claim experts across India ensure an easy and quick claim process for you”

High Claim Settlement Ratio- Our 98% claims settlement ratio as of FY 2020-2021 can assure a high settlement ratio for car insurance claims

Cashless Repairs- Our network of over 7500 garages ensures cashless services for your car repairs

Damages to third- partyDamages to a third party or third-party property are covered

Own Damage Cover- With our Own Damage cover for your car, we can cover damages from accidents, man-made disasters, and natural disasters

Customizable with Add-ons- Up to 13 add-ons to protect your four-wheeler with an all-round car insurance policy

No Claim Bonus (NCB)- Up to 50% discount on car insurance premiums after 5 consecutive claim-free years

Buy/Renew Car insurance Online- Quick renewal of your car insurance with an easy 3-step process with Tata AIG

           Bajaj Allianz General 

Bajaj Allianz General Insurance Company Limited is a joint venture between Allianz SE, the world’s leading insurer, and Bajaj Finserv Limited. The Company received the certificate of registration from IRDA on 2nd May 2001 to conduct general insurance business in India. Bajaj Allianz General Insurance, today, is one of the largest private insurers in the industry, with offices in over 1100 towns and cities. The Company has continuously been expanding its operations to reach out to its customers.

On May 2nd, 2021, we completed 20 years of care. In our two-decades-long journeys, we rose from a humble start-up to an industry leader. We have gained the trust of close to 11 crore customers with the help of over 9000 employees, a robust distribution network of more than 80,000 agents, almost 9,000 motor dealer partners, and over 240 bank partners. We are also associated with most brokers, web aggregators, and major e-commerce platforms. We have formed meaningful relationships with our partners, customers, and employees in the course of our journey so far.

The Company registered strong financial results by posting revenue of ₹ 13,788 crores in FY 2021-22. The company recorded a net profit of ₹ 1,339 crores. Bajaj Allianz General Insurance also reported a healthy Combined Ratio of 99.6% and solvency Ratio of 344% for the period.

Our employees are the driving force that translates our brand vision into reality. They create the reason why our customers continue to choose Bajaj Allianz as their preferred insurance provider. To provide an inclusive, growth-oriented working environment, Bajaj Allianz has benchmarked the best human capital management practices from across the industry and integrated them into our operations.


There are several reasons to choose Bajaj Allianz Car Insurance:

Key FeatureBajaj Allianz Car Insurance Benefit
Cashless ServicesAcross 4,500+ Network Garages
Cashless HospitalizationAcross 6,500+ Hospitals
Time to Get a Car InsuranceLess than 3 Minutes
Claim FacilityCashless
No Claim Transfer Bonus TransferYes, up to 50%
Tailored Add-ons7+ Including Engine Protector
Claims ProcessDigital – Within 20 Minutes*
Claims Settlement Ratio98%
On-The-Spot SettlementYes, Through Caringly Yours App