People with how much salary should buy Tata Sierra EV, know

People with how much salary should buy Tata Sierra EV, know

Tata Sierra has been launched in the Indian car market after a long wait. The company has started the starting ex-showroom price of this 5-seater electric SUV from ₹ 18,79,000. At the same time, the ex-showroom price of the top-spec variant full of QWD and modern features goes up to ₹ 25,99,000.

If you are planning to buy this EV in the coming days and have not been able to make a budget yet, then this article will be useful for you. In this article, we have brought details of Sierra EV from on-road price to EMI. We will also take a look at the battery, motor and other details.

Tata Sierra EV On-Road Price

If you are planning to buy this electric SUV in the country's capital, then you are going to get bumper savings. After the recently released Delhi EV Policy 2026, those buying EVs worth ₹ 30 lakh or less will get complete exemption in RTO charges. In this way, you will be able to buy it in Delhi at an on-road price of only ₹ 19,75,875. This includes insurance amount of Rs 78,085 and TCS charge of Rs 18,790, which you can withdraw later while filing ITR.

Tata Sierra EV Down Payment & EMI Details

If you make a down payment of Rs 5 lakh to bring this electric SUV home, then you will have to apply for a car loan on the remaining Rs 14,75,875. If your monthly income is good and your credit score is in good condition, then you will easily get this loan at an interest rate of 10 percent.

Let us assume that you will get this car loan for 5 years. In this way, at 10 percent interest rate, you can repay your car loan by paying a total of 60 EMIs of Rs 31,358. In this way you will pay total installment of Rs 18,81,479. If Rs 5 lakh down payment is added, its price will be Rs 23,81,479 (after interest and EMI).

how much interest will go

As we calculated, by paying a down payment of Rs 5 lakh, we will take a car loan on Rs 14,75,875 at 10 percent interest rate for a total of 5 years, so in this way we will have to pay a total interest of Rs 4,05,604 in 60 monthly installments.

Design and features

Sierra EV is a modern electric SUV, which is built on the Acti.ev+ platform. Upright bonnet, split LED headlamps, blank grille, flush door handles, dual-tone roof and dual-tone alloy wheels give it a premium look.

Its cabin has a triple-screen dashboard (instrument cluster, infotainment and passenger screen), panoramic sunroof, ventilated powered front seats, JBL 12-speaker sound system (Dolby Atmos) and premium materials. The 5-seater cabin is spacious.

Features include L2+ ADAS, 360° camera, voice assisted sunroof, auto park assist, V2L/V2V charging and boost mode. For safety, it has been provided with 6 airbags, ESP, strong body structure and advanced ADAS features. It is expected to get full 5-stars in BNCAP also.

Battery, Motor and Range

It is sold with 63 kWh and 75 kWh LFP battery options. RWD gets 238 PS power and QWD gets 313 PS power. It can accelerate from 0-100 km/h in just 5.8 seconds. MIDC range is up to 565-665 km. 120 kW DC fast charging adds 263 KM range in 15 minutes.

Our advice: Before buying an electric car, check once at your home whether an EV charger can be installed there. Apart from this, if you are planning to buy it on EMI, then first raise at least Rs 5-7 lakh and then also keep in mind that a good amount from your monthly income will go towards paying its EMI. Our advice is that if you earn Rs 1,00,000 per month and are not already paying any big loan installments, then you can buy it on EMI.

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